For generations, Filipinos have treated gold necklaces and jewelry as a reliable safety net. Whether it’s a gift for an OFW returning home or a find from a local pawnshop, gold is traditionally seen as a reliable “rainy day” fund for Filipinos. However, a modern shift is happening. While physical gold is timeless, the hidden costs of craftsmanship and the hassle of “sangla” (pawning) often eat away at your hard-earned savings. Digital versions of gold now offer a way to own the value of the precious metal without the traditional baggage. This article is written in collaboration with PDAX! The …