Weekly Crypto Roundup Get the weekly briefing for Philippine crypto insiders, from the country’s longest-standing crypto and blockchain news publication. For millions of unbanked Filipinos, the barrier to entering the formal financial system isn’t always the ₱15 transfer fee. It’s the requirement to present multiple government IDs, maintain a minimum daily balance, or pay dormancy penalties when money gets tight. While eliminating transaction fees has long been seen as the silver bullet for digital adoption, policy debates in Manila are shifting toward a harder reality: zero fees mean very little if onboarding and account maintenance remain an administrative obstacle course. …