How High Can Ripple’s (XRP) Price Go if XRPL Captures 14% of SWIFT’s Global Volume?

TL;DR

• Two of Ripple’s high executives answered a direct query about XRPL’s potential to seize a sizeable quantity of essentially the most adopted monetary transactional system, SWIFT.
• If their prediction is to occur, the XRP Ledger could possibly be processing billions of {dollars} price of belongings day by day, which might positively impression the native token’s value – however by how a lot?

14% of Swift’s Quantity?

Responding to the query requested on the XRP Apex 2025 occasion in Singapore earlier this week, Ripple CEO Brad Garlinghouse mentioned it’s essential to tell apart SWIFT into two elements – messaging and liquidity. He focused on the second, because it may affect the XRP Ledger extra since it’s owned by the banks.

“I feel much less in regards to the messaging and extra about liquidity. In case you are driving all of the liquidity, it’s good for XRP … so I’ll say in 5 years, 14%.”

Even when we take away the messaging half from this equation, SWIFT handles roughly $5 trillion in transactions per day, according to Statista’s conservative metrics. This places the annual quantity at round $1.25 quadrillion if we assume there are 250 enterprise days yearly.

14% out of that mindblowing quantity would lead to a $175 trillion quantity settled in Ripple’s cross-border token on its community yearly, or $700 billion day by day. Though not all worth stays in XRP, the liquidity wanted to make sure there aren’t any delays must be a minimum of $175 billion (day by day) if one token is used round 4 instances per day for settlements.

Once we requested ChatGPT about XRP’s value potential in such a situation, it responded that the asset may blow as much as someplace above $20 after we thought-about all narratives. The SWIFT quantity, though it will be a large portion, would nonetheless complement all the things else that goes on within the Ripple (XRP) ecosystem – staking, holding, community growth, RLUSD adoption, potential ETF approvals, and many others.

Ridiculous Predictions Time

Whereas a price ticket of $10 and even $20 sounds fairly mindboggling as of now (present value – underneath $2.2), the XRP Military was much more bullish following Garlinghouse’s feedback. Predictions began to fly in, outlining ridiculous targets for the longer term, together with nearly $1,500 per coin.

This #XRP bull flag has a $1,452.81 value goal.

Do you consider in it? pic.twitter.com/pRFksuCe9V

— STEPH IS CRYPTO (@Steph_iscrypto) June 13, 2025

Some even introduced up the aforementioned RLUSD adoption, which may additionally in some way push XRP’s value to the stratosphere.

It’s official: $RLUSD is about to set off a assured $1,250 value for $XRP! pic.twitter.com/RW0StcSHuv

— KingXRP (@MRKingXRP) June 13, 2025

Nevertheless, buyers must be conscious that these targets are merely numbers which have little substance to again them up, for now a minimum of. Earlier than you begin allocating funds to XRP anticipating such large value surges, please beware that $1,250 per XRP would imply that its market cap could be north of $67 trillion – that’s greater than Bitcoin, Amazon, Apple, Google, and gold mixed.